Fio PF Club ("Fio PF Club") operates https://www.fiopf.org and may operate other websites. It is Fio PF Club's policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Fio PF Club collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Fio PF Club's purpose in collecting non-personally identifying information is to better understand how Fio PF Club's visitors use its website. From time to time, Fio PF Club may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Fio PF Club also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on https://www.fiopf.org blogs/sites. Fio PF Club only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Fio PF Club's websites choose to interact with Fio PF Club in ways that require Fio PF Club to gather personally-identifying information. The amount and type of information that Fio PF Club gathers depends on the nature of the interaction. For example, we ask visitors who sign up at https://www.fiopf.org to provide a username and email address. Those who engage in transactions with Fio PF Club are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Fio PF Club collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Fio PF Club. Fio PF Club does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Fio PF Club may collect statistics about the behavior of visitors to its websites. Fio PF Club may display this information publicly or provide it to others. However, Fio PF Club does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Fio PF Club discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Fio PF Club's behalf or to provide services available at Fio PF Club's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Fio PF Club's websites, you consent to the transfer of such information to them. Fio PF Club will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Fio PF Club discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Fio PF Club believes in good faith that disclosure is reasonably necessary to protect the property or rights of Fio PF Club, third parties or the public at large. If you are a registered user of an Fio PF Club website and have supplied your email address, Fio PF Club may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Fio PF Club and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Fio PF Club takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Fio PF Club uses cookies to help Fio PF Club identify and track visitors, their usage of Fio PF Club website, and their website access preferences. Fio PF Club visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Fio PF Club's websites, with the drawback that certain features of Fio PF Club's websites may not function properly without the aid of cookies.

Business Transfers

If Fio PF Club, or substantially all of its assets, were acquired, or in the unlikely event that Fio PF Club goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Fio PF Club may continue to use your personal information as set forth in this policy.


Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Fio PF Club and does not cover the use of cookies by any advertisers.

Policy Changes

Although most changes are likely to be minor, Fio PF Club may change its Policy from time to time, and in Fio PF Club's sole discretion. Fio PF Club encourages visitors to frequently check this page for any changes to its Policy. If you have a https://www.fiopf.org account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Policy will constitute your acceptance of such change.