The universal account number is good news for any employee with an EPF account(s). Ideally, the UAN offers a better and convenient way for employees to manage their retirement savings. The benefits offered by UAN are actually what most employees have been longing for. That said, here are some gains employees stand to enjoy when using UAN.
Benefits of having the UAN
Direct communication between employees and the EPF organization
One good thing about UAN is that it has made communications between employees and EPFO easy. Initially, the employer served a bridge between these two parties. The involvement of the employer was particularly needed when making withdrawals and transfers. They had to append their signatures on the documents for the transaction to go through. With UAN, the employer’s responsibility is only to deposit funds into your account. How the employees use the money is up to them.
The UAN number remains constant
Initially, employees fond of changing jobs had many PF accounts. Managing or accessing multiple accounts was quite tasking. This is no longer the case as the UAN number is not changed as you make career changes. As such, you are only expected to provide it to your new employer every time you change your job. The UAN acts like a central database where all your career moves are recorded.
Notifications once deposits are made on your account
Now, you do not have to be troubled by an employer failure to make their monthly deposits. With UAN, you will be alerted via SMS once a deposit has been done. This is incredible, as you will always know whether a deposit has been made or not. Why is this good? In the past, there have been cases of employers failing to deposit EPF money, only for the employee to realize they have nothing in their EPF account.
Most people save for future needs. However, any limitations or bottlenecks in accessing saved funds can be frustrating. With the UAN, you can access these funds easily, particularly for emergencies and important events like buying property or dealing with some medical emergency.
UAN is good news for all EPF account holders. As such, every employee should activate their account have all requirements met like uploading relevant KYC (know your customer) documents. With an active account, you can enjoy the priviledges via uan member login. Accessing and transacting on your EPF account is easy and convenient.…
There are different types of meditation, but they all serve the same purpose. It is advisable to meditate at least twenty minutes twice a day. It is a method of cleaning the mind. Some people refer to it as mental hygiene. Here are some of the benefits that an individual gets from meditating.
Meditation enables the mind to be free from agitation. This reduces stress levels because agitation is what brings about stress. There is no need to take medication to help with stress and anxiety because they worsen the situation. Studies have shown that those who meditate have improved capability to control their emotions. Meditation is, therefore, a very empowering activity.
Meditation has been proven to increase concentration. The brain is empowered in such a way that even multitasking becomes easier. Those who meditate can concentrate on one thing without getting easily distracted. It comes over time. Memory and focus improve as well.
Increases Self Awareness
This practice allows someone to dive into themselves. They end up knowing things about themselves that are taken for granted but could be very crucial. People have testified that meditation has enabled them to figure out their anger issues and that they can calm down when they notice that they are about to get angry.
Several studies have shown that meditation slows down the aging process. The aging is slowed down because the activity changes the brain physiology and when this happens, aging is slowed down. People who meditate more gray matter. That is more brain cells. Its effect on the brain makes it have more telomeres, therefore, slowing down the aging process.
Benefits Cardiovascular and Immune Health
When one meditates, the body is in a state of relaxation. This increases the level of nitric acid in the body. When this happens, blood vessels open up causing the blood pressure to drop. Studies have shown that those people who suffer from blood pressure could stop taking their medication when they start meditating. This is because of the blood pressure dropping and immunity being improved. Meditators can testify that they rarely get a cold.
Meditation has numerous health benefits to the body. It needs practice to master that art, but it is worth it in the end. Since there are various types of meditation, one can just find one that suits them. Doing it on a daily basis will be of great help to the body and mind.…
Weight loss can be a bit hard to achieve. This is because the measures that should be taken so as to lose weight need patience, hard work and dedication. Here are some of the tips that can help in losing weight.
The first thing to do when trying to lose weight is watching the diet. Cutting back on sugar and fatty foods will help.Also, food that has high calories should be avoided. These foods include fast foods like fries. Processed foods like sausages and burgers should also be avoided. It is advisable to eat vegetables and fruits. Water should also be taken because it aids in speeding up the body metabolism and burning fats.
Regular exercises will help burn down body fats especially in stubborn areas like the abdomen. Making it a routine will promote a healthier lifestyle. This is the safest way to lose weight. During exercises, fats and calories are burned down.
It is important to have all meals. Skipping meals because of trying to lose weight will only make the situation worse. Having breakfast is very important. Studies show that taking foods that have high calories level earlier in the day is efficient because the body metabolism is higher during the day. It slows down as the day progresses. Skipping meals will make the body think it is starving. Therefore, the food taken will be stored as fat. This is not what should be achieved.
Eat Fewer Carbs
Carbs should be avoided when one wants to lose weight. It is not advisable to completely avoid them. They should be taken in very small quantities. These foods include pasta and bread.
During the weight loss journey, finding a friend who is also trying to lose weight will be helpful. Friends support each other. Monitoring each other’s progress is motivation enough to carry on with the program. Friends help each other stay on the required diet and work out even when they don’t feel like. When one feels like giving up, they can be encouraged not to by their peers. Doing it alone requires so much discipline but with peers it is easier.
Losing weight is a journey that requires a lot of hard work. Moreover, patience is key because results are not instant. One needs to be fully dedicated in doing the most they can in a healthy way so as to achieve the desired results.…